Online Banking Options
At “cuentas bancarias”, an online banking provider which allows gainfully employed persons or pensioners a variety of banking options similar to a regular bank. First, they offer saving accounts which allows payment of bills and even the purchase or repair of a house. Secondly, a person may avail of a current account that allows the person to use cheques as payments, like a regular bank. Thirdly, they also offer time deposits, which offer higher interest rates that the previous two account types. However, this account ties up the deposits for the prescribed period of time and disallow withdraws or bill payments. This can be a huge benefit to a person who wishes to save money.
The person can even avail of a credit card, like a Gold or Green American Express card. This can be extremely useful when purchasing items from the internet as well as other sources. The credit cards are ING cards which offer one for the most attractive annual percentage rate, or APR, available in the spanish market. Also, if the credit card is associated with a payroll account, all purchases made through the card have a bonus discount of 2%. With “cuentas bancarias” a person can even apply for a card online.